What is a National Insurance

National Insurance is a contributory government insurance scheme, which exists in order to build up your individual entitlements to the following state benefits:

  • Basic State Pension
  • Additional State Pension
  • Jobseeker’s Allowance
  • Employment and Support Allowance
  • Maternity Allowance
  • Bereavement benefits

Normally, you have your own lifetime account number, which is called National Insurance Number (NIN) in order to make sure that your National Insurance contributions are properly recorded. Usually, you will receive your National automatically before you become 16 years old provided of course you live in the UK.

You should apply to Jobcentre Plus for a National Insurance number if you do not have it as soon as possible because National Insurance Number is indispensable to start work or to set up a business and to claim different benefits. Jobcentre Plus will give you the date, time and location of your interview and will let you know what kind of documents are required to process your application.

It may  take  even up to 12 weeks to process your application. When your application is accepted, you will  receive a NIN  card with your personal National Insurance Number.

If you would have any problems or if you would like to discuss any issues related to your National Insurance Number (NIN), please call us on +44 (0) 20 7060 7326 or send an email to

Help and advice
We have tried to answer as many common questions as possible on these pages, but if you do require further assistance
or have any other questions then please give us a call on +44 (0) 20 7060 7326 and we will be happy to help.